The next generation of payments

Payments, deposits and transfers. United on a single platform.

SWAGPay lets individuals and businesses collect, pay, send money, manage deposits, create payment links and automate their financial flows.

Secure · Fast · Built for web and mobile
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Available balance

8 450,00 €

EUR ⌄

Send
Receive
Pay
More

This month's activity

+2 850,00 €

Inflows

-1 970,00 €

Outflows

Everything you need

A complete suite of financial tools for individuals and professionals.

Payment links

Create and share payment links instantly. Your customers pay in one click, no account needed.

Digital deposits

Manage your rental deposits online, with automatic holds and releases via our approved operators.

Built-in wallet

A built-in multi-currency wallet to centralize your revenue, track your operations and manage your cash.

FlexiPay

Offer deferred payment to your customers. You get paid immediately, your customer pays later.

SharePay

Split a bill between several people. Each participant pays their share directly, no complex math.

SplitPay

Offer installment payments to your customers. Freely configure your schedule to fit your business.

For professionals

Boost your business

Solutions designed for businesses that want to offer more flexibility to their customers.

FlexiPay

Your customers pay later, you get paid now. Ideal for high-value services.

  • ✓ Payment within 30, 60 or 90 days
  • ✓ Immediate payout for the merchant
  • ✓ Automatic reminders
  • ✓ Dedicated dashboard

SharePay

Simplify cost-sharing between your customers. One link, several contributors, zero friction.

  • ✓ Split in equal or custom shares
  • ✓ SMS & email notifications
  • ✓ Real-time tracking
  • ✓ Mobile-friendly

SplitPay

Turnkey installment payments for your business. Retain customers with more flexibility.

  • ✓ 2 to 12 installments, fee-free (your choice)
  • ✓ Customizable schedule
  • ✓ Payment guarantee
  • ✓ API integration available
CashPay & Cashback program

Earn cashback on every transaction

Every SWAGPay payment earns you cashback, credited automatically to your wallet. Stack it, use it, or transfer it to your bank — no expiry, no minimum.

100%

Credited automatically

0€

Minimum required

∞

No expiry

Maximum security

Secured by our banking partners
PCI DSS certified

Every SWAGPay transaction is processed by approved financial institutions subject to the strictest PCI DSS standards. Your data and funds are protected at all times.

End-to-end encryption

All data is encrypted in transit and at rest with TLS 1.3 and AES-256.

Two-factor authentication (2FA)

Protect your account with SMS or an authenticator app.

PCI DSS Level 1 compliance

Our banking partners are certified at the highest level of compliance.

Real-time fraud detection

Advanced mechanisms analyze every transaction to detect suspicious activity.

Approved partnersRegulated financial institutions
PCI DSS Level 1Maximum certification
TLS 1.3Latest-generation encryption
Anti-fraudReal-time analysis

Take SWAGPay everywhere with you

A consistent experience on mobile and desktop.

Ready to join SWAGPay?

Create your account for free and start accepting payments in minutes.