Earn on every
payment you make
With SWAGPay's CashPay program, every transaction pays you back. Stack your earnings, use them to pay your next expenses — or transfer them to your bank account.
100%
Auto-credited
0€
Minimum required
∞
No expiry
Simple as can be
Four steps to start earning cashback on every transaction.
Create your account
Sign up for free on SWAGPay. The CashPay program is activated automatically, with no steps needed.
Make your transactions
Each payment, collection or transfer via SWAGPay generates cashback calculated on the net amount.
Cashback credited
Your earnings are automatically credited to your SWAGPay wallet after the transaction is validated.
Use it or cash out
Apply your cashback to any future payment, or make a transfer to your bank account.
Three ways to stack up
Multiply your earnings with every type of SWAGPay transaction.
SWAGPay transactions
Each payment, collection or transfer via your SWAGPay wallet generates cashback credited after validation.
- Payment links
- Wallet payments
- Transfers between users
- Business collections
Referral
Share your unique referral link. Each referee who books via your link earns you a commission.
- Unique, trackable link
- Commission on the referee's first 10 transactions
- Credited instantly
- Stackable without limit
Promotions & loyalty
Bonus credits are regularly offered by SWAGPay: seasonal promotions, loyalty rewards, challenges.
- Seasonal offers
- Loyalty rewards
- User challenges
- Exclusive partnerships
Your cashback is real money
Unlike classic points programs, your SWAGPay cashback is directly usable. No conversion, no delay — just credit you apply freely to any payment.
- 💰
Real money, not points
Your cashback behaves like ordinary balance in your wallet — no conversion needed.
- ⚡
Automatic credit
Nothing to do. Cashback is credited automatically after each validated transaction.
- ♾️
No expiration
Your cashback never disappears. Accumulate it over months or years with no constraints.
Available cashback balance
34,80 €
Valid with no time limit
Latest cashback earnings
Payment link #LP-2847
8 août 2026
Wallet payment
7 août 2026
Referral commission
5 août 2026
Loyalty bonus
1er août 2026
Earn without even paying
Share your unique referral link. Everyone who signs up and books via your link earns you a commission paid directly to your cashback wallet.
Unique link
A personal, trackable link, available in your dashboard.
Direct commission
Each booking by your referee earns you a commission.
Real-time tracking
View your referees and earnings in your SWAGPay space.
No limit
Refer as many people as you want, with no cap.
Your referral link
Frequently asked questions
How is cashback calculated on my transactions?
Cashback is calculated on the net amount of each validated SWAGPay transaction. The rate varies by plan and transaction type. No cashback is granted on refunded or cancelled transactions.
When is my cashback credited?
Cashback is credited automatically to your SWAGPay wallet after the transaction is fully validated (usually after the service or payment is completed). No action is needed on your part.
How do I use my cashback (CashPay)?
On any payment via SWAGPay, you can apply all or part of your cashback balance by enabling CashPay. The amount is deducted instantly. You can also request a bank transfer from your dashboard.
Does cashback expire?
No. Your SWAGPay cashback has no expiration date. It accumulates indefinitely and stays available until you decide to use it.
How does the referral program work?
Every SWAGPay user has a unique referral link. When someone signs up and makes a transaction via your link, you receive a commission on their first transactions, credited directly to your cashback wallet.
Is there a minimum to use my cashback?
There is no minimum amount: your cashback can be used as a discount on any SWAGPay payment. It cannot be transferred to a bank account.
Start earning today
Create your SWAGPay account for free. The CashPay program is activated automatically for all users.